Founder Fluent and Lendadex Partner with The Credit Brothers to Create Complete Credit-to-Funding Pipeline

Getting a business funded is not a single-step process. For many entrepreneurs, the roadblock is not finding a lender — it is the credit profile that keeps lenders from saying yes.

That is why Founder Fluent and Lendadex have officially partnered with The Credit Brothers, the credit repair company founded by Josh and Chris Steil that has helped over 2,700 clients unlock more than $70 million in credit since 2020.

Together, the three platforms now form a complete pipeline: personal credit repair, business credit building, and AI-matched funding — all under one connected ecosystem.

Why This Partnership Matters

Across Lendadex and its network of 500+ lenders, one pattern shows up repeatedly: business owners who need funding get denied not because their business is weak, but because their personal credit profile is holding them back. Lenders look at the owner's credit history, and if it does not meet threshold, the application stalls — regardless of how strong the business itself is.

The Credit Brothers solve that problem at the source. Their Backdoor Credit Reset system has produced an average credit score jump of 120+ points for clients, with verified reviews on Trustpilot at 4.7 stars and Google at 4.9 stars with 119 reviews. They do not just dispute items — they rebuild the entire credit report so clients can qualify for the approvals they actually want.

How the Pipeline Works

The partnership creates a three-stage system that covers the full journey from credit challenges to funding approval:

Stage 1: Personal Credit Repair with The Credit Brothers. Josh and Chris Steil and their team run the Backdoor Credit Reset to remove negative items, rebuild the credit report, and get the owner's personal score into qualifying range. With 2,700+ clients helped and 1.15 million social followers, their track record speaks for itself.

Stage 2: Business Credit Building with Founder Fluent. Once personal credit is in shape, Founder Fluent takes over with its 5-tier business credit system. Entrepreneurs build a separate business credit profile — no personal guarantee required — by redirecting existing business expenses to vendors that report to the business credit bureaus. This creates a financial identity that lenders trust independently of the owner's personal score.

Stage 3: Funding Match with Lendadex. With both personal and business credit in position, the business owner uses Lendadex to get matched with the right lender. One application, 500+ lenders, $2.4 billion facilitated, 10,000+ businesses funded, AI-matched in under 2 minutes. The owner walks in as a qualified borrower instead of a risky bet.

The Problem This Solves

Before this partnership, business owners had to piece these services together on their own. They would find a credit repair company, then separately try to build business credit, then separately shop for lenders — with no coordination between any of the three.

That fragmented approach costs time, money, and approvals. Lenders see gaps in the story. Credit repair happens without a clear plan for what comes next. And business credit building stalls because the personal credit was never fixed first.

This partnership eliminates those gaps. Each platform knows what the other two do, and the handoff between them is seamless.

Who Are The Credit Brothers?

Josh and Chris Steil founded The Credit Brothers in 2020 after watching their own father run a business without access to credit. They saw how that one missing piece quietly capped everything he tried to build. They built their own credit profiles from day one, and then made it their mission to make sure no one else gets stuck where their dad was.

Since then, the brothers have generated over 276 million content views across social platforms, earned the 2024 Best in Credit Education award from Debt.com, and helped clients achieve results like going from a 521 credit score to a 718 — and getting approved on a home they had been chasing for two years.

Their Backdoor Credit Reset system is not about paying off every debt or chasing an 800 score. It is about rebuilding the credit report so the right approvals become possible. That philosophy aligns perfectly with Founder Fluent's approach to business credit and Lendadex's approach to funding — focus on what actually moves the needle.

What This Means for Business Owners

If you have been turned down for funding because of your credit, this partnership gives you a clear path forward. You do not have to figure out credit repair, business credit, and lender matching on your own anymore.

Start with The Credit Brothers to reset your personal credit at https://refer.thecreditbrothers.com/lendadex-form. Then build your business credit through Founder Fluent. And when you are ready, get matched with the right funding through Lendadex.

For expert lending guidance throughout the process, Loan.Expert rounds out the ecosystem with tools and resources to help you navigate every step.

The Bottom Line

Credit repair, business credit, and funding have always been treated as separate problems. This partnership treats them as what they really are: one continuous journey. Fix the credit. Build the business profile. Get funded. That is the pipeline — and it is now live.